ar99 was built for one reason: to give Pakistani players a genuinely great online gaming experience — fair, fast, and fully in PKR. No compromises, no workarounds, no second-class treatment. From Karachi to Lahore, Faisalabad to Islamabad — ar99 was made for you.
Our Story
The story of ar99 begins with a straightforward observation: Pakistani players were being consistently underserved by the global online gaming industry. International platforms either blocked Pakistani users, charged heavy currency conversion fees, or simply did not support local payment methods like JazzCash and EasyPaisa. The players were real, their enthusiasm — whether for PSL cricket betting, live casino, or slots — was absolutely real, but the platforms were not built for them.
ar99 was founded to fix that. Our founding team brought together experience from international gaming operations, fintech in South Asia, and consumer product development to build a platform from the ground up with Pakistani players as the primary audience — not an afterthought. PKR as the native currency was a non-negotiable from day one. JazzCash and EasyPaisa integration was prioritised before any other payment method. The game library was curated to reflect the entertainment preferences of players in Lahore, Karachi, Islamabad, and Faisalabad.
Today, ar99 serves players across Pakistan with a catalogue of over 300 games — cricket betting covering every major international and PSL fixture, a live casino with 50+ tables broadcasting in HD around the clock, and a slot section spanning classic fruit machines to modern Megaways titles with up to 10,000× max win potential. Every product on ar99 is powered by an internationally licensed and audited platform built on certified fair-play standards.
We are not a faceless operation. The ar99 team includes customer support specialists who understand Pakistani culture and gaming preferences, technical operations staff who ensure the platform runs without interruption during peak PSL match nights, and a product team continuously expanding the ar99 library based on direct player feedback gathered from our community across Pakistan's major cities. When players in Karachi told us they wanted Andar Bahar tables, we built them. When Lahore users asked for faster withdrawal processing, we optimised our banking integrations to deliver sub-five-minute payouts. ar99 listens and acts.
Our Commitment: ar99 is built on the principle that Pakistani players deserve exactly the same quality of gaming experience as players anywhere else in the world — with the added advantage of local payment methods, PKR balances, and culturally relevant content. That principle drives every decision we make. Visit our Responsible Gaming page to understand our commitment to player welfare.
Our Journey
Foundation
ar99 Is Founded
A team of gaming and fintech specialists comes together with a single mission: build Pakistan's first truly local-first online casino and sportsbook. PKR support and JazzCash integration are locked in as core requirements before a single line of code is written.
Platform Launch
ar99 Goes Live
The ar99 platform launches with cricket betting, a curated slot library, and live casino tables. Players across Karachi, Lahore, and Islamabad are among the first to deposit via JazzCash and withdraw winnings in PKR within minutes.
Expansion
Live Casino & PSL Betting Launch
ar99 expands its live dealer section to 50+ tables including Andar Bahar exclusive tables. Full PSL season coverage is added with live in-play betting, ball-by-ball markets, and pre-match odds for every fixture.
Payment Growth
Banking Network Expanded
ar99 integrates HBL, UBL, Meezan Bank, Allied Bank, and SadaPay alongside the existing JazzCash and EasyPaisa options. USDT TRC20 added for advanced users. Average withdrawal time drops below five minutes for all verified accounts.
Today
300+ Games, Growing Every Week
ar99 now hosts over 300 games across slots, live casino, and sports betting. New titles including Gold Toad Fishing and Mahjong Ways join the catalogue. The platform continues to expand based on direct feedback from our Pakistan-wide player community.
What Makes ar99 Different
Every platform claims to be the best. Here is what actually sets ar99 apart for players across Pakistan — in concrete, practical terms.
ar99 runs entirely in Pakistani Rupees. Your JazzCash deposit of Rs 500 appears as Rs 500 in your ar99 wallet. Your withdrawal of Rs 12,000 lands as Rs 12,000 in your EasyPaisa account. No exchange rates, no conversion fees, no hidden deductions.
ar99 operates under an international gaming license with mandatory independent auditing of game outcomes, RNG certification, and financial procedures. The platform cannot manipulate results — it is contractually and technically prevented from doing so.
ar99 processes verified account withdrawals to JazzCash and EasyPaisa in under five minutes — including during peak periods like PSL finals and big cricket match nights. Speed is a non-negotiable operational standard at ar99, not a marketing claim.
ar99 is built as a progressive web app — the full platform works in any mobile browser on Android or iOS. No app store download, no storage usage, no compatibility issues. Pakistani players on any device, any carrier, any city can access ar99 instantly.
ar99's support team understands Pakistani players — culturally and practically. They know what PSL means, they understand JazzCash transaction issues, and they are available around the clock via live chat with average first-response times under two minutes.
ar99 is one of the few platforms operating in the Pakistani market that provides real, functional responsible gaming tools — deposit limits, session timers, self-exclusion, and cooling-off periods — all accessible directly from your account settings with no barriers.
300+ games. PKR deposits. Under-5-minute withdrawals. Pakistan's most complete online gaming platform.
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These are not slogans printed on a wall somewhere in an office. They are the actual criteria against which every ar99 product decision is evaluated before it goes live.
ar99 publishes RTP figures and volatility ratings for every game in the library. Bonus terms are written in plain English, not buried in small-print legalese. Players should always know exactly what they are agreeing to. Our Terms & Conditions and Privacy Policy are written to be read, not avoided.
Every slot spin on ar99 is powered by a certified RNG. Every live casino hand involves real physical cards shuffled by a real dealer on camera. The platform cannot adjust outcomes after bets are placed. Independent auditors verify this regularly under the terms of ar99's international gaming license.
ar99's product roadmap is driven by player feedback. When players in Faisalabad asked for lower minimum bet options on live casino tables, we acted. When players wanted more Urdu-friendly number formatting on their account balance screens, we implemented it. The platform evolves because the players tell us what they need.
Responsible gaming at ar99 is not a checkbox — it is a genuine operational commitment. Deposit limits, loss limits, self-exclusion, and session time reminders are built into the platform and accessible to every player. ar99 actively monitors for signs of problem gambling and intervenes proactively. Visit our Responsible Gaming page for full details.
ar99 uses 256-bit SSL encryption on all connections, two-factor authentication for account logins, and industry-standard password hashing. No plain-text storage of credentials. No sharing of player data with third parties for marketing purposes. Your PKR balance and personal information are protected by multiple layers of security.
ar99 is not a finished product — it is an evolving platform. New games are added weekly. Payment integrations are continuously optimised. Customer support processes are reviewed monthly. The version of ar99 you use today is meaningfully better than the version from six months ago, and the version six months from now will be better still.
The People Behind ar99
ar99 is run by a team of gaming industry veterans, Pakistan fintech specialists, and product engineers united by a common goal: the best online gaming experience ever built for Pakistani players.
Adnan Mirza
Chief Executive Officer
15 years in international gaming operations across Asia. Built platform infrastructure for three licensed operators before founding ar99 with the specific mandate of serving Pakistani players properly.
Sara Qureshi
Head of Product
Former product lead at a Karachi-based fintech startup. Joined ar99 to build the payment infrastructure that makes sub-five-minute PKR withdrawals possible. Obsessive about user experience on mobile.
Omar Farooq
Head of Casino Operations
Supervised live casino operations for a Macau-licensed operator for eight years before joining ar99. Responsible for the quality of every live dealer table on the platform and the training standards of the ar99 dealer network.
Nadia Hassan
Head of Responsible Gaming
Certified responsible gambling specialist with a background in behavioural psychology. Designed ar99's entire responsible gaming framework from scratch. Monitors player activity and ensures protection tools are genuinely effective, not just legally compliant.
Licensing & Compliance
ar99 is an internationally licensed online gaming operator. Our license requires independent auditing of game outcomes, RNG certification, anti-money-laundering compliance, and player fund protection standards. These are not voluntary measures — they are license conditions that ar99 must maintain to continue operating.
All slot and table game RNG outcomes are certified by a licensed third-party testing laboratory. Results are demonstrably random and cannot be adjusted post-bet.
Player deposits at ar99 are held in segregated accounts separate from operational funds — ensuring your PKR balance is protected regardless of platform circumstances.
ar99 follows anti-money-laundering procedures and Know Your Customer protocols as mandated by our international license — protecting both individual players and platform integrity.
Our license requires us to provide functional, effective responsible gaming tools — not just a page of text. Deposit limits, self-exclusion, and session controls are mandatory licence conditions, not optional features.
Payment Methods
ar99 supports every major Pakistani payment method as a first-class option — not a workaround, not a third-party redirect, but a direct, integrated experience. All transactions are in PKR with zero platform fees charged by ar99.
21+ Notice: ar99 is strictly for adults aged 21 and above. By creating an ar99 account, you confirm you meet this age requirement. We enforce age verification procedures as part of our licensing obligations. Players who are concerned about their gaming habits can access self-exclusion tools immediately from their account settings, or visit our Responsible Gaming page for full support resources.
From PSL cricket betting to live baccarat, from classic slots to jackpot games — ar99 has everything in one PKR account.
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